Our Team

Our Team

The people who work at Thomas Savone & Associates not only have the knowledge and experience to help you pursue your financial goals, but they also happen to be extremely great folks! Our staff is always ready to address your concerns, answer your questions, and put you at ease.

Thomas Savone


Thomas Savone is the president of Thomas Savone & Associates, where his focus is on helping clients achieve their financial goals and dreams. Tom started Thomas Savone & Associates in 2005, after spending 16 years at American Express Financial Advisors. In 2010, he earned the professional designation of Chartered Retirement Plans SpecialistSM (CRPS®). He holds FINRA Series 3, 7, and 63 securities registrations through Commonwealth Financial Network®, member FINRA/SIPC, as well as various insurance licenses. He graduated from SUNY College at Oneonta with a bachelor's degree in economics.

In Tom's leisure, he enjoys playing golf, boating, watching the New York Giants, traveling, and soaking up treasured time with his family.  He lives in Palm Coast with his wife, Margaret.  They have four children, and a precious grandson. 

Margaret Sullivan

Associate Advisor

Margaret Sullivan is our Associate Advisor and joined our team in September 2006. She too, worked for American Express Financial Advisors, and has had a career in the financial industry since 1998. She is responsible for addressing client's needs, executing transactions, formulating communications, and working directly with Mr. Savone in executing trades and implementing strategies. She also provides ongoing procedural support to aid in keeping the office running efficiently and coordinates client-centered events. She holds her FINRA Series 7, 63, and 66 securities registrations (held through Commonwealth Financial Network®); her Florida life, health, and variable annuity license; and the FI360/Broadridge professional designation of Accredited Investment Fiduciary®.  Margaret is also a notary public and graduated from Daytona State College with an associate of science degree in business administration.

Margaret enjoys spending her personal time with her husband, Troy, and their daughter.  She appreciates outdoor adventures, such as boating, kayaking, and paddle boarding.  Cooking for family and friends, as well as volunteering at her church, are also areas of great pleasure.  She has resided in Palm Coast, Florida, since 1987.

Annette Lamphier


Annette Lamphier is our receptionist and joined our team in May 2021.  Annette is a warm and personable individual with many years of customer service experience with an attitude aimed to please.  She is responsible for overseeing our busy office schedule and coordinating client appointments, amongst various other clerical responsibilities.

 Annette enjoys spending her time with her significant other, Chris, and her four grown children.  She is also an avid K-9 fan – her Labradoodle, Evie,  and Yorkie-Silky Terrier, Jackson, have stolen her heart! Annette deeply appreciates family and spends her spare time bike riding and walking beautiful nature trails.  Annette has resided in Palm Coast since 1996.